Leave a Legacy- Your named beneficiaries will receive a guaranteed death benefit, generally income tax free. This lifetime protection for loved ones, often in the form of a lump sum payment, can help cover funeral expenses, medical or household bills, replace your income, and even ensure business continuity in the event of your passing. Rather than receiving as a lump sum, some policies allow the insured to preselect a period over which the death benefit would be paid (typically 5-30 years).
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